The PCI Security Standards Council (PCI SSC), has announced the publication of a standard for secure payment card production.

The standard consists of two sets of requirements:

  1. PCI Card Production Physical Security Requirements
  2. PCI Card Production Logical Security Requirements

Together, these documents provide card vendors with a comprehensive source of information describing the security requirements to follow for card production activities including card manufacture, chip embedding, magnet-stripe encoding, embossing, card personalization, chip initialization, chip personalization.

Formerly managed as separate requirements by each payment card brand, the Council aligned these requirements and solicited feedback from the PCI community to produce one set of criteria recognized across the industry. The resulting standard is designed to secure the components and sensitive data involved in the production of payment cards and protect against the fraudulent use of card materials.

It’s broken down into two core areas:

  1. Physical security requirements – for all card vendors, these requirements address the presence, movement, and accountability of a card, including tangible features such as the security of the premises, personnel access to secure areas, and CCTV surveillance.
  2. Logical security requirements – for card personalization vendors, these requirements address threats to the confidentiality of personalization data during data transfer, access, storage, and destruction; and all aspects associated with cryptographic key management, including the protection of issuer keys used in the personalization process.

The security requirements are available for immediate download here. Vendors should work with the individual card brands to confirm timing for when future security reviews must be performed against the new PCI Card Production Security Requirements.

In line with other PCI Standards, the requirements will be updated on a three-year lifecycle, based on feedback from the PCI community.

There are a lot of pieces involved in securely producing payment cards, from design all the way through delivery,” said Bob Russo, general manager, PCI Security Standards Council. “The publication of these requirements gives card vendors one set of criteria to follow, and as we’ve seen with our other standards, will help drive improved security across the payments chain

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